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Terms of Service

Effective Date: May 18, 2026

1. Acceptance of Terms

By accessing or using the services provided by PXL Capital, LLC ("PXL Capital," "we," "us," or "our"), located at 11767 Bridgewater Dr, Pickerington, OH 43147, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services or website.

2. Eligibility

Our services are intended solely for real estate investors and entities. By applying for a loan, you represent that you are at least 18 years of age and that any financing sought is for business or commercial purposes only, and not for personal, family, or household use.

3. Services Provided

PXL Capital provides private lending solutions, including but not limited to bridge loans, hard money loans, and commercial credit facilities. We act as a direct lender or intermediary to facilitate real estate investment financing.

4. No Legal or Financial Advice

The information provided on this website and during our lending process does not constitute legal, financial, or investment advice. You should consult with your own professional advisors before entering into any financial transaction.

5. Application & Approval

Submission of an application does not guarantee approval. Loans are subject to underwriting guidelines, property valuation, and credit assessment. You agree to provide accurate and complete information in all applications submitted to PXL Capital.

6. Fees & Interest

Loan terms, including interest rates, origination fees, and closing costs, will be detailed in your specific loan documents. Fees are non-refundable unless otherwise stated in writing.

7. Third-Party Partners & Lenders

PXL Capital may work with third-party partners, lenders, or investors to fulfill your funding requests. You acknowledge that your information may be shared with these parties in accordance with our Privacy Policy to facilitate your loan request.

8. User Responsibilities & Prohibited Uses

You agree to use our services only for lawful purposes. You are prohibited from using our services for any fraudulent activity, money laundering, or to interfere with the proper working of our platforms. You are responsible for maintaining the confidentiality of any account credentials.

9. No Guarantee of Approval or Funding

PXL Capital makes no guarantee that any applicant will be approved for a loan or that funding will occur. All funding is contingent upon the satisfaction of all PXL Capital conditions and the execution of final loan documentation.

10. Intellectual Property

All content on this website, including text, logos, and graphics, is the property of PXL Capital, LLC and is protected by intellectual property laws. Unauthorized use of this content is strictly prohibited.

11. Privacy & SMS Communications

Your use of our services is also governed by our Privacy Policy and SMS Terms & Conditions. By providing your phone number, you consent to receive communications from us as detailed in those specific policies.

12. Disclaimers & Limitation of Liability

Our services are provided "as is" without any warranties, express or implied. PXL Capital shall not be liable for any indirect, incidental, or consequential damages arising out of your use of our services or inability to obtain financing.

13. Indemnification

You agree to indemnify and hold PXL Capital, LLC harmless from any claims, losses, or damages, including legal fees, resulting from your violation of these terms or your use of our services.

14. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law principles. Any legal action shall be brought exclusively in the courts located in Fairfield County, Ohio.

15. Changes to These Terms

PXL Capital reserves the right to modify these Terms of Service at any time. Any changes will be effective immediately upon posting to this website.

16. Contact Information

If you have any questions regarding these Terms of Service, please contact us at:

PXL Capital, LLC
11767 Bridgewater Dr, Pickerington, OH 43147
Phone: 419-419-6086
Email: pxlcapital@gmail.com

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